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eMPF Tips | eMPF is Coming: Stay Calm and Gear up for a Stress-Free Transition
5 mins readThe transition to the eMPF platform stands out as the most critical focus in MPF market. Launched by the MPFA in June 2024, this comprehensive online platform provides a one-stop solution for managing approximately 11 million MPF accounts across Hong Kong.
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Beware of the Out-of-Market Period when transferring your MPF
3 mins readEmployees can manage their MPF more flexibly by consolidating or transferring their MPF accounts, allowing them to tailor their MPF investments to their personal needs.
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Easy Steps for Fund Transfer: Learn More about Employee Choice Arrangement (ECA)
5 mins readMPF transfers involve switching investment portfolios within the same scheme, or transferring MPF to another scheme. This article, we will focus on the Employee Choice Arrangement (ECA).
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Asset Allocation and Diversified Investment Strategies: Building a Robust MPF Portfolio
6 mins readA study published in the “Financial Analysts Journal” revealed that asset allocation influences over 90% of long-term investment returns, far outweighing the impact of individual security selection or market timing. In other words, effective asset allocation may significantly boost your investment results and may help to ensure your retirement savings grow more securely.
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Traditional Investment Wisdom: The 60/40 Stock-Bond Allocation
5 mins readThe 60/40 investment strategy is simple: 60% of the portfolio is allocated to stocks, while 40% is invested in bonds or other fixed-income assets. The aim of this mix is to strike a balanced approach: stocks offer higher growth potential and returns, while bonds provide stable income with lower risk.
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Flexibly Withdraw Your MPF to Create a Steady Income in Retirement
4 mins readTypically, trustees are required to process at least four free installment withdrawals per year. If you don’t have urgent financial needs after retirement, you may want to consider not withdrawing your MPF all at once. Instead, take advantage of the flexible installment withdrawal option to "create your own long-term income," or even leave your MPF funds invested to continue growing within the plan.
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