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Your Guide to a Secure Retirement Through Smart Fund Selection
3 mins readWorried about retirement? Your investment decisions may directly impact your retirement savings. Understanding different types of MPF funds and their characteristics is the first step towards achieving your ideal retirement life.
ContinueEverything You Need to Know About MPF Contribution
3 mins readThe MPF system is a cornerstone of retirement protection for employees in Hong Kong. Understanding the contribution requirements ensures both employers and employees fulfill their responsibilities correctly and can plan effectively for the future.
ContinueYour Guide to a Secure Retirement Through Smart Fund Selection
3 mins readWorried about retirement? Your investment decisions may directly impact your retirement savings. Understanding different types of MPF funds and their characteristics is the first step towards achieving your ideal retirement life.
ContinueTraditional Investment Wisdom: The 60/40 Stock-Bond Allocation
5 mins readThe 60/40 investment strategy is simple: 60% of the portfolio is allocated to stocks, while 40% is invested in bonds or other fixed-income assets. The aim of this mix is to strike a balanced approach: stocks offer higher growth potential and returns, while bonds provide stable income with lower risk.
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Know more about MPF Constituent Funds – Mixed Assets Fund
5 mins readLast time, we introduced the characteristics and risks of equity funds, and today we would like to share another common constituent fund - mixed asset funds. According to the MPFA, as of 31 March 2025, there were 161 mixed-asset funds in the MPF market, which is currently the largest approved constituent fund, accounting for 42% of the total 380 constituent funds in the market.
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Know more about MPF Constituent Funds – Equity Fund
3 mins readThe number of funds in the MPF market is increasing, providing employees with more options when planning for their retirement protection. To select the most suitable MPF fund for yourself, it is essential to understand the characteristics and risks of each type of fund.
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Easy Steps for Fund Transfer: Learn More about Employee Choice Arrangement (ECA)
5 mins readMPF transfers involve switching investment portfolios within the same scheme, or transferring MPF to another scheme. This article, we will focus on the Employee Choice Arrangement (ECA).
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Asset Allocation and Diversified Investment Strategies: Building a Robust MPF Portfolio
6 mins readA study published in the “Financial Analysts Journal” revealed that asset allocation influences over 90% of long-term investment returns, far outweighing the impact of individual security selection or market timing. In other words, effective asset allocation may significantly boost your investment results and may help to ensure your retirement savings grow more securely.
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Traditional Investment Wisdom: The 60/40 Stock-Bond Allocation
5 mins readThe 60/40 investment strategy is simple: 60% of the portfolio is allocated to stocks, while 40% is invested in bonds or other fixed-income assets. The aim of this mix is to strike a balanced approach: stocks offer higher growth potential and returns, while bonds provide stable income with lower risk.
Continue
The Three-Bucket Strategy to Address Changing Financial Needs Throughout Retirement
4 mins readFinancial expert Harold Evensky's "Three-Bucket Strategy" offers retirees a sophisticated method to diversify funds and adapt to changing financial needs. By allocating resources across short-term, medium-term, and long-term horizons, this strategy provides financial stability even amidst market volatility.
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